This coverage helps small business owners manage the financial burden of paying out costly customer injury claims. It also extends to legal expenses related to slander and libel lawsuits. Often commercial leases will require small businesses to carry this coverage. You want to offer your employees competitive health plans that also meet your budget. We have several funding options for small businesses that consider your business’s risk tolerance and network coverage preferences. As a small business owner, you know how rewarding it can be to build a company by doing something you love every day click to know more deckervillemich.org

It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Michigan to suit your business. While general liability insurance is required by the state for most business owners, workers’ compensation insurance for small businesses is mandatory. This is the most common business insurance coverage and nearly all businesses in Michigan should have it. It protects against third-party bodily injury and property damage, as well as personal and advertising injury.

General liability insurance is one of the most important insurance policies Michigan business owners can have. It helps protect your business from claims that it caused bodily injury or property damage and other risks that can come up during normal business operations. This coverage is also known as business liability insurance and commercial general liability insurance. If your business has owned, rented, or leased cars, having Michigan commercial auto insurance is a good idea. Commercial auto insurance helps protect you and your employees on the road if you’re driving business vehicles for work.

The Entrepreneurship & Innovation Program has led to over 1,300 high-tech companies being formed in Michigan, and more than 20,000 new full-time equivalent jobs. “Though we’ve had other group plans in the past, eHealth helped us better customize and select options more fitting for our needs. “It is a breath of fresh air to work with eHealth, where the team takes customer service to the next level.”

The free consultation program helped over 5,400 employers create safe workplaces to get people back to work. Michigan’s small businesses have shown resiliency throughout the COVID-19 pandemic and are the backbone of our communities. Governor Whitmer is committed to getting small businesses the support they need as we build our economy back better. Employees with an ICHRA election will be offered a special enrollment period. For personalization and accuracy tell us a little bit about your business. Experience the total flexibility of your policy anywhere, anytime, in an instant.

Liability Insurance can help guard you, your organization, and your employees from claims involving bodily injury or property damage restating from your covered business operations. In addition, these policies generally address the expense of out-of-court settlements, litigation, and judgments awarded by courts. Often General Liability Insurance is paired with Business Owners Policy. Coverage is dependent on facts and circumstances giving rise to a claim.

To qualify for group health insurance in Michigan, your company typically needs at least two employees including the owner. If you’re unsure if your business qualifies for group health insurance, eHealth’s customer support team can help you find the right plan. Each situation is unique, but as a general guideline, the type of Michigan business you operate or products you manufacture should determine how much Michigan commercial general liability insurance you need. A good rule of thumb for most small businesses is between $500,000 and $1 million. However, if yours is a high-risk business such as the building trade or has a high volume of interaction with the public such as a restaurant or retail business, you should consider increasing your coverage. Note that if you operate out of your home, your homeowner’s or renter’s insurance has limited coverage for business liability and loss.

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